Bank Quotes
A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.
"A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain."— Mark Twain
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Meaning of this quote
The umbrella image criticizes credit that disappears just when a borrower most needs support. Its humour exposes the tension between lending and risk avoidance.
Key takeaway:
Consider whether promised support will remain available during difficulty.
Origin of the quote
An anonymous banking maxim with early twentieth-century antecedents.
Who actually said this?
Likely misattributedQuote Investigator finds the Twain credit unsupported and traces anonymous forms before later famous-name attributions. No single first author is established.








