Mark Twain Quote - A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.
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A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.

"A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain."
— Mark Twain
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Author
Mark Twain
Category
Bank
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Meaning of this quote

The umbrella image criticizes credit that disappears just when a borrower most needs support. Its humour exposes the tension between lending and risk avoidance.

Key takeaway: Consider whether promised support will remain available during difficulty.

Origin of the quote

An anonymous banking maxim with early twentieth-century antecedents.

Who actually said this?

Likely misattributed

Quote Investigator finds the Twain credit unsupported and traces anonymous forms before later famous-name attributions. No single first author is established.

Attributed author: Unknown; anonymous banking proverb

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